There are several benefits of the New York and Company card. One of these is the Rewards program. You can use your card to get points at many restaurants and retailers. You can also use it to pay your bills in-store. If you want to pay in-store with your card, you can make a credit card payment online before 8 p.m. ET on the due date. New York & Company also accepts cash and check payments. You can find a store near you by using their store locator.

Rewards

The New York and Company credit card is a closed loop program that offers a high rewards rate after you meet specific spend requirements. Basically, this card is only useful if you make at least $400 in purchases at NY&C per year. But that doesn’t mean you shouldn’t use it! Read on to find out more. Here are the benefits of owning a card from the NY&C store:

The New York and Company credit card comes with no annual fee. This card is a MasterCard, which means it works anywhere that accepts MasterCard. There’s no annual fee with this card, so it’s a great option for those who want to earn rewards while shopping. However, the downside of this card is that there’s no sign-up bonus. But its advantages make up for these shortcomings.

Minimum credit score

The New York and Company credit card comes with a variety of benefits and no annual fee. To get started, you will need a credit score of 640 or higher. In addition to your credit score, New York and Company looks at your income, credit usage and previous negatives. If your score is higher than this, you may still qualify. If you are unsure, contact the company directly to find out more about the program and to apply for a card.

Despite the attractive benefits of this card, there are a few things you need to know. To start, you should be aware of its annual fees. Besides being high, a monthly interest rate of around 10% is very low. To avoid this, you should have a decent credit score. To use this card, you must have a good amount of available credit. The New York and Company credit card has a low interest rate. If you are in the market for a credit card, be sure to shop around before you commit.

Requirement to apply for card

If you are interested in applying for a credit card, the first step is to find out whether you are eligible. New York and Company requires applicants to have a credit score of 640 or higher. They will also examine other aspects of your financial situation, such as income and credit utilization. If you meet these requirements, you can expect to receive your card soon. To begin the process of applying for a credit card, you should visit the New York and Company website.

The information you provide on your application will be used to judge your eligibility. Your full legal name is the name you use on official government documents. Your social security number is required to verify your identity. You must provide this number on your application, as it is used to calculate your debt-to-income ratio. If you do not have a social security number, you may not be eligible to apply for a credit card. If you are applying for a credit card for business purposes, you should know your income before you apply.

Limitations of card

The New York & Company card carries certain limitations. You cannot use the Program for third-party purchases and can’t apply your Points to previous purchases. The program also doesn’t reimburse you for any other discounts or purchases. Reward Certificates are valid for only one transaction, and if you lose or misplace your card, you will forfeit the value of any Reward Certificate. New York & Company reserves the right to terminate the Program.

Availability of card

You can pay your credit card bill in several convenient ways. You can pay online, by phone, in person, or through the mail. If you can’t pay on time, you’ll be charged a $38 late fee. The good news is that the New York & Company card is available in several convenient payment methods. Below are the different payment methods. The payment date will be on your New York & Company card statement.

The New York & Company rewards credit card offers a great perk/points system. Every time you use your card, you’ll earn points that you can redeem for rewards, including discounts and free stuff. The rewards can come in the form of cash or gift certificates, depending on what you redeem them for. There is no annual fee, either, so you can use the card whenever you want. It also has no cash advance fee and no annual fee.