The Synchrony Home Credit Card is a way to purchase furnishings and other home furnishings at participating retailers. The program has over 5 million cardholders, who collectively have a considerable buying power. Among the features of this card are 2% cash back on certain home-related spending and 5% cash back on Amazon purchases. This card also provides deferred interest financing. But where can I use my Synchrony Home credit card?
Table of Contents
Synchrony Home TM program has 5 million cardholders with buying power
The Synchrony HOME TM credit card offers flexible financing options for home purchases. The 2% cash back rewards program can be used on net purchases and adjustments. Purchases under $299 are eligible for the rewards program and are not subject to fees. The 0% introductory APR satisfies the terms of a standard credit card. The Synchrony HOME TM credit card has a comparatively low annual fee and is available in the U.S., Canada and the U.K.
The Synchrony HOME TM program brings together the buying power of millions of cardholders. Customers can use the card at hundreds of affiliated retailers nationwide, bringing them a unique combination of promotional financing and cash back rewards. This card has a $0 fraud liability and 24-hour online account management. The benefits of the Synchrony Home TM program are well worth considering.
It offers 2% cash back on certain home-related spending
The Synchrony HOME credit card offers 2% cash back on certain purchases, such as appliances, furniture, and other items for the home. Synchrony Bank, a leading consumer financial services company, is offering the card. This card is a 0% interest promotional card that can be used at over 10,000 retail locations nationwide. Customers who purchase certain items and services related to the home can use it to pay off their balance and receive promotional financing for up to 60 months.
Besides offering 2% cash back on certain home-related purchases, the Synchrony HOME credit card can also help you finance big-ticket purchases across multiple stores and service providers. It also earns decent cash back on modest purchases. While deferred interest offers can be risky, those who are able to pay off their balance in full each month may want to consider the card’s 0% introductory APR and other benefits. The 0% introductory APR option offers more flexibility and rewards value than a regular card.
It offers 5% cash back on all Amazon purchases
The Synchrony HOME Credit Card is a retail payment card issued by the financial company Synchrony Bank. It is part of the Discover Global Network. The two companies work together to offer consumers a value-focused card product. They already have a partnership in place to offer consumers a Discover Automotive Card. But with the Synchrony HOME Credit Card, Amazon payments are no longer restricted to one store. Amazon now accepts payments via the Synchrony Home Credit Card, so if you want to shop from Amazon, this card is an excellent option.
The Synchrony HOME Credit Card offers a rewards program that rewards its users with cash back and other perks. In addition to cash back, Synchrony Home Credit Card holders earn points at thousands of retail locations. They also have special financing options for purchases made in stores. For example, the card offers 2X points on in-store purchases, and rewards holders with 5% cash back on all purchases made in participating stores.
It offers deferred interest financing
The Synchrony HOME credit card offers deferred interest financing for up to six months, and it is a great way to finance big purchases across multiple retailers and service providers. The card even offers decent cash back on modest purchases. While deferred interest financing may be tempting for a short-term situation, it can also be risky. If you plan to pay off the balance before the end of the promotional period, you may be better off choosing a card with 0% intro APR, which allows you to maximize flexibility and rewards value.
A balance transfer is another way to pay off deferred interest financing. Some credit cards will offer promotional 0% interest financing for a certain period of time, and these often come with a balance transfer fee. By transferring your balance to another card, you can avoid paying interest on the balance for a longer period of time. If you use the deferred interest financing for a large purchase, you should aim to pay off the full amount as quickly as possible, and you can set up automatic payments or payment reminders to make the payment easily.